FACTSWhat does First National Bank of Hooker do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • account balances
  • payment history
  • transaction history
  • credit history
  • account transactions
  • When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank of Hooker chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDo we share?Can you limit?
For our everyday business purposes:
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes:
to offer our products and services to you		 No We Don't Share
For joint marketing with other financial companies: No We Don't Share
For our affiliates' everyday business purposes:
information about your transactions and experiences		 No We Don't Share
For our affiliates' everyday business purposes:
information about your creditworthiness		 No We Don't Share
For non-affiliates to market to you: No We Don't Share
Questions?Call (580)652-2448 or go to www.hookerbank.com/
What we do  
How does First National Bank of Hooker protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First National Bank of Hooker collect my personal information? We collect your personal information, for example, when you:
  • open an account
  • apply for a loan
  • make deposits or withdrawals from your account
  • make a wire transfer
  • show your government-issued ID

We also collect your personal information from others, such as credit card bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions 
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • First National Bank of Hooker has no Affiliates.
Non Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • First National Bank of Hooker does not share with non Affiliates so they can market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • First National Bank of Hooker does not jointly market.


NOTICE: NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.