• Business Checking

    A minimum deposit of $100.00 is required to open. Minimum balance requirements exist to avoid monthly service charge.

    • Minimum opening deposit is $100.00
    • Monthly service charge of $5.00 (if balance falls below $500.00 or average balance below $800.00)
    • Check images included in statement
    • Checking accounts with no monthly service charge are available to business customers that maintain a minimum account balance.
    • Other charges that apply to this account include: Insufficient or Overdraft Check Fee-$20.00/item; Stop Payment Fee-$20.00; Research Fee-$15.00/hr plus $0.75/page; Account Balancing Assistance-$15.00/hr; Post Dated Check Fee-$20.00; Dormant Account Fee-$5.00/mo.
  • Interest Checking

    Interest-bearing checking accounts are available to sole proprietor, Non-Profit and Municipal Accounts

      • Minimum opening deposit is $1000.00
      • Free Check Card, subject to approval
      • Unlimited check writing
      • Free Check Card, subject to approval
      • Check images included in statement
      • Pays interest on all account balances

      We reserve the right at any time to require not less than 7 days notice in writing before any withdrawal is made from an interest-bearing account

      • Minimum opening deposit is $1,000.00
      • Monthly service charge of $10.00 (if average balance falls below $1,000.00)
      • Interest on this accounts is computed on the average daily balance and is compounded and credited to the account at the end of the monthly statement cycle. The interest rate is subject to change at the bank's discretion. Please contact us for the current Annual Percentage Yield and rate
      • Other charges that apply to this account include: Insufficient or Overdraft Check Fee-$20.00/item; Stop Payment Fee-$20.00; Research Fee-$15.00/hr plus $0.75/page; Account Balancing Assistance-$15.00/hr; Post Dated Check Fee-$20.00; Dormant Account Fee-$5.00/mo
    • Savings Account

      Savings accounts are available to individuals and businesses and minimum opening deposit waived for individuals 18 years old or younger

        • Minimum opening deposit is $100.00
        • Monthly service charge of $2.00 (if balance falls below $10.00)
        • Pays interest on all account balances
        • Minimum opening deposit waived for individuals 18 years old or younger
        • You may only make 6 preauthorized transfers from a savings account each statement cycle.
        • We reserve the right at any time to require not less than 7 days notice in writing before any withdrawal is made from an interest-bearing account
        • Other charges that apply to this account include: Account Research Fee-$15.00/hr plus $0.75/page; Account Balancing Assistance-$15.00/hr; Dormant Account Fee-$5.00/mo
        • Interest on savings accounts is computed on the daily balance, compounded daily and credited monthly. The interest rate is subject to change at the bank's discretion. Please contact us for the current Annual Percentage Yield and rate for this account
      • Money Market Accounts

        Money Market Deposit Accounts (MMDA) are available to individuals and businesses

        • A minimum $2,500.00 deposit is required to open a MMDA account.
        • Monthly service charge of $10.00 (if average balance falls below $2,500.00)
        • Pays interest on all account balances

        You may only make 6 preauthorized transfers from a savings account each statement cycle

        • We reserve the right at any time to require not less than 7 days notice in writing before any withdrawal is made from an interest-bearing account
        • Other charges that apply to this account include: Insufficient or Overdraft Check Fee-$20.00/item; Stop Payment Fee-$20.00; Research Fee-$15.00/hr plus $0.75/page; Account Balancing Assistance-$15.00/hr; Post Dated Check Fee-$20.00; Dormant Account Fee-$5.00/mo.
        • Interest on MMDA accounts is computed on the average daily balance, compounded and credited monthly. The interest rate is subject to change at the bank's discretion. Please contact us for the current Annual Percentage Yield and rate for this account
      • Certificates of Deposit

        Certificates of deposit (CD) are available to individuals and businesses

          • A minimum deposit of $1,000.00 is required to purchase a CD.
          • Certificates are available with various rates and terms.
          • Interest may be paid out or compounded.
          • Please contact our New Accounts Department for more information.
          • Account is subject to substantial penalty for early withdrawal.
        • Loans

          Loans are available for individual, business, agricultural, or real estate purposes

          • Our loan staff can also assist you with cash flow preparation, household budget preparation, debt structuring alternatives, and more
          • Interest rates and terms vary
          • Please contact one of our experienced loan officers for details
        • Safe Deposit Boxes

          We offer Safe Deposit Boxes in varying sizes and prices.

          DescriptionFee
          Small $10.00
          Square $15.00
          3 1/2 x 11 $18.00
          5 x 11 $20.00
          9 x 9 $35.00
          Box Drilling Fee $100.00
          Lost Box Key $50.00
        • Common Fees

          The following fees are common across all accounts.

          Fee DescriptionFee
          NSF Items Paid (per item) $20.00
          NSF Items Returned (per item) $20.00
          Dormant Account Fee $5.00
          Garnishment/Levy Fee $20.00
          Account Balancing/Hour (1 hour minimum) $15.00
          Account Research/Hour (1 hour minimum) $15.00
          Account Research per page $0.75
          Printout Statement $1.00
          CD Rom of Statement - Monthly $5.00
          Stop Payment Fee $20.00
          Check Printing (depends on check style) Varies
          Copies $0.25/per page
          Fax - Incoming $2.50
          Fax - Outgoing $5.00 + $1.00/page
          Check Cashing Fee (non-customer) 1% or $5.00 minimum
          Cashier's Checks $3.00
          Money Orders - Maximum amount of $5,000.00 $2.00
          Night Deposit Bag $10.00 per bag
          Wires - Outgoing $15.00
          Wires - Incoming PUPID $15.00
          Collections - Outgoing $5.00
          Collections - Sight Draft $10.00
          Collections - Leases $15.00
          Escrow - Set-up $200.00 per party
          Escrow - Monthly Fee $5.00 per party
          Non-Customer Notary $5.00
          Gift Card $5.95 per card
          Change PIN (Check Card/ATM) $5.00
          Replacement of Check Card $10.00
          ATM Balance Inquiries* $ 1.00
          ATM Cash W/D* $1.00
          *additional fees may be charged by ATM owner


        NOTICE: NOTICE: All funds in a "noninterest-bearing transaction account" are insured fully by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDICs general deposit insurance rules. The term "non-interest bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.