JOB OPENING AS A CREDIT ANALYST

COMPLETE LOAN APPLICATIONS INCLUDING CREDIT ANALYSIS AND SUMMARIES OF LOAN REQUESTS AND SUBMIT TO LOAN COMMITTEES FOR APPROVAL; ANALYZE CREDIT DATA AND FINANCIAL STATEMENTS TO DETERMINE THE DEGREE OF RISK INVOLVED IN EXTENDING CREDIT OF LENDING MONEY; EVALUATE CUSTOMR RECORDS AND RECOMMEND PAYMENT PLANS BASED ON EARNINGS, SAVINGS DATA, PAYMENT HISTORY AND PURCHASE ACTIVITY; CONSULT WITH CUSTOMERS TO RESOLVE COMPLAINTS AND VERIFY FINANCIAL AND CREDIT TRANSACTIONS; PREPARE REPORTS THAT INCLUDE THE DEGREE OF RISKS INVOLVED IN EXTENDING CREDIT OF LENDING MONEY, ANALYZE FINANCIAL DATA SUCH AS INCOME GROWTH, QUALITY OF MANAGEMENT AND MARKET SHARE TO DETERMINE EXPECTED PROFITABILITY OF LOANS; COMPARE LIQIDITY PROFITABILITY AND CREDIT HISTORIES OF ESTABLISHMENTS BEING EVALUATED WITH THOSE OF SIMILAR ESTABLISHMENTS IN THE SAME INDUSTRIES AND GEOGRAPHIC LOACTIONS; REVIEW INDIVIDUAL OR COMMERCIAL CUSTOMER FILES TO IDENTIFY AND SELECT DELINQUENT ACCOUNTS FOR COLLECTION; CONFER WITH CREDIT ASSOCIATIONS AND OTHER BUSINESS REPRESENTATIVES TO EXCHANGE CREDIT INFORMATION; GENERATE FINACIAL RATIOS USING COMPUTER PROGRAMS TO EVALUATE FINANCIAL STATUS.